About Aarthavya Consulting

Strategic Financial Advisory for Promoters & Founders

Built For Promoters Who Take Decisions Seriously

Promoters do not need more accountants. They need better judgment.

Aarthavya Consulting was founded to support promoters and founders at moments where financial decisions carry structural consequence, institutional scrutiny, and long-term balance-sheet impact.

We operate as independent strategic advisors in high-exposure environments — where board oversight, lender diligence, regulatory review, and promoter accountability intersect.

  • CA / CS Founded Advisory Firm
  • 20+ Years Senior Leadership Experience
  • CFO & Director-Level Background
  • Pan-India Advisory Engagements
  • Board-Level Virtual CFO & GST Advisory
Judgment-Led Advisory Decisions assessed for consequence.
Independent by Design Advice credible under scrutiny.
Board-Grade Defensibility Structured for institutional review.
Who We Are Built For

Where Decisions Carry Irreversible Consequence

Aarthavya operates in environments where financial judgment cannot be outsourced, reversed, or diluted. These are moments where scrutiny is inevitable, capital is exposed, and accountability sits squarely with promoters and boards.

Promoters Making Irreversible Decisions

Capital allocation, ownership structuring, exits, or control decisions where errors are permanent and promoter exposure is direct.

Boards Operating Under Regulatory or Audit Scrutiny

Audits, investigations, diligence, and regulatory reviews where defensibility, documentation, and governance discipline are non-negotiable.

Growth With Control, Not Chaos

Founder-led growth where ambition must be matched with structure, cash discipline, and decision clarity before complexity compounds.

High-Risk Transitional Phases

Leadership changes, succession planning, investor entry, or professionalisation phases where governance must tighten — not loosen.

Situations Requiring Independent Judgment

Moments when internal teams are conflicted, advisors are too close to execution, or promoters require an unfiltered, decision-grade perspective.

High-Exposure, High-Consequence Environments

Scenarios where regulatory interpretation, reputational risk, and downstream consequence must be anticipated — not reacted to.

Why Aarthavya Exists

Strategic Financial Advisory For Decisions That Cannot Be Reversed

Aarthavya was not created to be another accounting firm. It was built for situations where promoters, boards, and investors face financial, tax, and governance decisions that will be examined long after they are taken — by regulators, auditors, lenders, and markets.

High-stakes environments do not require more execution. They require independent judgment, structural clarity, and defensible positioning before capital is committed or positions are formalised.

Our role is to challenge assumptions, surface structural risk, and strengthen decisions before commitment creates consequence.

What Defines Our Advisory Work
Judgment-First Advisory
We are engaged for interpretation and decision quality — not transaction processing or routine execution.
Structurally Oriented Decisions
We focus on how decisions withstand audit, diligence, regulatory review, and time — not merely how they execute.
Defensibility Driven
Every financial or tax position is built to survive scrutiny, challenge, and downstream consequence.
Decision-Grade Output
Our output is designed for boards and promoters — not for files, checklists, or compliance archives.
The Judgment Behind Aarthavya

Who Stands Behind the Advice

Aarthavya Consulting is founded and led by Chartered Accountants and Company Secretaries with over two decades of senior leadership experience in board-facing, high-accountability financial environments.

The founding leadership has operated at CFO and board advisory levels, directly accountable for capital structuring, project finance mandates, institutional bank funding negotiations, GST interpretation, governance design, and long-term balance-sheet positioning.

These are not advisory opinions offered in isolation. They are decisions that withstand repeated examination by auditors, regulators, lenders, investors, and boards — often years after they are taken.

Our experience includes structuring and advising on ₹100+ crore capital and funding exposures, supporting promoters through lender negotiations, and evaluating project finance positions where cash-flow defensibility, covenant durability, and downside protection are non-negotiable.

We do not approach advisory as compliance execution or transactional support. We operate where judgment carries consequence — challenging assumptions, surfacing structural risk, and strengthening decisions before commitment makes outcomes irreversible.

Operating Depth

Decision Environments We Have Operated Within

Our advisory perspective is shaped by direct responsibility inside board-accountable, high-exposure decision environments — not theoretical exposure or post-facto review.

These are contexts where capital commitments, regulatory interpretation, and governance decisions carried lasting consequence for promoters, boards, and balance sheets.

₹100+ Crore Capital Exposure Structuring
Board-accountable capital architecture, funding structures, and long-term balance-sheet positioning.
Institutional Project Finance & Bank Funding Negotiations
Credit committee positioning, covenant design, lender alignment, and negotiation strategy.
Board-Level Virtual CFO Mandates
Cash discipline, governance frameworks, reporting integrity, and control oversight at board level.
Regulatory & Audit Scrutiny Contexts
Interpretation-led positions designed to withstand audit, investigation, and regulatory review.
Promoter-Led Restructuring & Refinancing
Capital realignment, covenant resets, lender negotiations, and downside protection.
GST Litigation & Notice Environments
Tax positions evaluated for precedent risk, long-term defensibility, and institutional consequence.

This Is Not Routine Advisory.
It Is Structural Financial Judgment.

We operate in moments where decisions cannot be softened later — where capital is exposed, governance will be examined, and accountability cannot be delegated.

Our work spans board-level financial advisory, Virtual CFO leadership, interpretation-led GST positions, and capital structuring where lender, investor, and regulatory scrutiny is inevitable.

When interpretation carries consequence. When structures must withstand scrutiny. When reputations and exposure are permanent. This is where we operate.