Advisory Services

Project Finance, Virtual CFO, GST Advisory —
Built for Structural Consequence

Every service at Aarthavya is scoped to the outcome
— sanction letter, notice defense, governance framework — not to
hours billed or forms filed. Partner-led from first call.


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Explore Virtual CFO

22+
Years
100%
Partner-Led
500+
Notices Defended
10+
Empanelled Banks




Advisory Environments

Financial Advisory Scoped for
Environments Where Judgment Is Examined

Aarthavya operates where capital structuring, regulatory interpretation,
and governance accountability intersect — where financial positions are
reviewed by lenders, regulators, investors, and boards, not filed away.


Engagements are not evaluated in isolation. They are assessed in
structured environments where assumptions are challenged, positions
are reviewed, and financial consequences are permanent.

Advisory is structured not only for execution — but for
defensibility under scrutiny, durability over time,
and clarity before commitment.

Lender Credit Committees

Funding decisions evaluated under structured credit and risk frameworks.

Regulatory Proceedings & GST Audits

Positions tested against interpretation, precedent, and scrutiny.

Board-Level Capital Decisions

Allocation, control, and financial strategy evaluated at board level.

Investor & Equity Negotiations

Structures shaped under valuation pressure and investor expectations.

Project Finance & Bank Funding

Cash flows, covenants, and structures aligned for lender acceptance.

Governance & Compliance Review

Frameworks evaluated for audit defensibility and regulatory alignment.



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Advisory Capabilities

Board-Level Financial Advisory
Across High-Consequence Decisions

Our work spans capital structuring, governance, regulatory interpretation,
and financial strategy — designed for environments where decisions are
examined, challenged, and carry long-term consequence.




Core Advisory

Virtual CFO Leadership

Board-level financial oversight, capital discipline, institutional reporting,
governance structuring, and strategic allocation decisions under scrutiny.

Explore Virtual CFO



Project Finance & Institutional Bank Funding

₹20Cr+ capital structuring, DSCR modelling, credit committee preparation,
sanction-term negotiation, and promoter exposure optimisation.

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GST Advisory & Dispute Representation

Interpretation-led advisory, audit defence, DRC-01 proceedings,
summons handling, and adjudication-stage positioning.

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Process Re-Engineering & ERP Governance

Authority redesign, workflow discipline, ERP configuration,
internal control architecture, and audit-aligned systems.

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Financial Planning & Analysis (FP&A)

Rolling forecasts, scenario modelling, capital allocation frameworks,
and board-grade performance intelligence.

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Discuss Your Engagement



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Why Aarthavya

Why Promoters and Boards
Engage Aarthavya

Advisory is retained not for activity — but for outcomes that survive
credit committee review, regulatory examination, and board-level
scrutiny. Every mandate is partner-directed.

Partner-Directed, Not Delegated

Every high-consequence engagement is led by experienced Chartered
Accountants — not handed off to juniors. Senior involvement is the
standard, not the upgrade.

Institutional Funding Depth

Structured experience across ₹20Cr+ project finance mandates,
sanction-term negotiation, credit committee positioning, and
promoter exposure management with empanelled lenders.

Regulatory Defence Under Scrutiny

Positions built for GST audits, DRC-01 proceedings, summons
environments, and adjudication-stage exposure — where
interpretation, not filing, determines outcome.

Integrated Across Funding, Compliance & Governance

Virtual CFO leadership, FP&A, and ERP governance are not
isolated services — they are structured to align capital decisions,
regulatory positions, and board accountability under one advisory
framework.



Discuss Your Mandate



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Structural Pressure

When Financial Decisions Carry
Structural Consequence

Credit Committee Escalation

Credit discussions escalate into formal committee review, and
sanction structures begin to shift materially — requiring
structured lender positioning, not revised applications.

Collateral & Covenant Pressure

Additional collateral demands, covenant tightening, or personal
guarantees introduced late in negotiation — before terms
crystallise, advisory intervention becomes structurally necessary.

GST Regulatory Exposure

Exposure moves into audit, adjudication, DRC-01 proceedings,
or structured regulatory scrutiny — where interpretation,
not filing, determines outcome.

Working Capital Compression

Working capital tightens from regulatory reversals, input credit
restrictions, or institutional approval delays — where cash flow
advisory must precede operational adjustment.

Board-Level Financial Challenge

Forecast assumptions, leverage metrics, or DSCR projections
challenged at board or investor level — requiring defensible
financial architecture, not revised spreadsheets.

Control Architecture Gaps

Scale exposes reporting gaps and weakening financial control
across functions — requiring governance redesign, not incremental
fixes.

These are structural inflection points — not operational errors.
Each one requires advisory depth, not incremental adjustment.



Discuss Your Situation



View GST Advisory




Begin Engagement

If Your Next Financial Decision Carries
Structural Consequence

Credit committee review, sanction-term negotiation, GST adjudication,
and board-level financial scrutiny do not fail because of effort.
They fail when structural judgment is delayed.


Advisory influence is highest before positions crystallise.


Request Strategic Discussion



Explore Virtual CFO




22+
Years
500+
Notices Defended
100%
Partner-Led
10+
Empanelled Banks
14
States Covered



Aarthavya.

Partner-led Chartered Accountants standing on both sides of the table —
helping promoters secure sanction letters, defend GST scrutiny, and
install board-grade CFO oversight. Not activity reports. Outcomes.

Bangalore • Advising promoters across 14 states in India







What We Deliver

Firm

Strategic Insights

Contact



Book a Partner Call


NDA-backed · No obligation · Response within 24 hours

Registered Office

Samruddhi No154, 1st Floor,
Anubhavanagar,
Bangalore – 560072

Business Office

Excel Coworks West,
No. 62, 1st Floor,
Nagarbhavi,
Bengaluru – 560072


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